Guides, tax tips, and stories for Filipino freelancers.
Filipino freelancer working with US clients? Find out if you legally owe US income tax, what the W-8BEN actually does, and why most Filipino freelancers pay zero US tax — but still owe BIR.
W-8BEN Taxes US ClientsFilipino freelancers on graduated BIR rates: OSD vs itemized deductions, equipment depreciation, subcontractor fees, what qualifies and what does not. 2026 guide.
BIR Taxes FreelancingLost your corporate HMO? Here's how Filipino freelancers can get HMO, PhilHealth, and SSS coverage on their own — step by step with 2026 rates.
Freelancing Health Insurance PhilippinesAvoid 30% US tax withholding by fixing these common W-8BEN mistakes Filipino freelancers make with US clients and platforms.
W-8BEN Taxes US ClientsA practical guide for Filipino freelancers on setting rates for US clients. How to calculate your hourly rate, research market pricing, and confidently charge what you're worth.
Pricing US Clients FreelancingStep-by-step BIR registration guide for Filipino freelancers. Form 1901, COR, books of accounts, receipts, RDO selection, and everything you need to go legit with the BIR.
BIR Taxes FreelancingA practical guide for Filipino freelancers on landing your first US client without Upwork. LinkedIn outreach, cold email, OnlineJobs.ph, portfolio building, and referral loops.
Getting Clients US Clients FreelancingCompare PayPal, Wise, Payoneer, and US bank accounts for Filipino freelancers. Fees, speed, FX rates, and which one to use depending on your income level and client type.
Getting Paid US Clients ComparisonComplete guide to opening a US bank account from the Philippines as a freelancer. Mercury, Wise, Payoneer, and real bank accounts — what works, what doesn't, and how to get paid faster.
US Banking Getting Paid FreelancingStep-by-step guide to computing your quarterly BIR tax as a Filipino freelancer. Real examples with USD income, PHP conversion, 8% flat rate, and filing walkthrough.
BIR Taxes FreelancingComplete guide to client contracts for Filipino freelancers working with US clients. Scope of work, payment terms, NDAs, governing law, and what every contract needs to protect you.
Contracts US Clients LegalThe 5 most common scams targeting Filipino freelancers — fake clients, overpayment scams, phishing, and how to spot them before you lose money or work.
Scams Safety FreelancingComplete guide to invoicing US clients as a Filipino freelancer. Payment terms, currency, what to include, common mistakes, and how to get paid faster.
Invoicing US Clients Getting PaidComplete guide to BIR tax requirements for Filipino freelancers working with US clients. 8% vs graduated rates, filing deadlines, penalties, and how to register.
BIR Taxes PhilippinesStep-by-step guide to filling out IRS Form W-8BEN for Filipino freelancers working with US clients. Avoid 30% withholding tax, get it right the first time.
W-8BEN Taxes US Clients